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 09-09-2003, 20:51 Post: 63464
OldNoffNoBetter
2003-09-09 20:51:36
Post: 63464
 Economics of Short Term Tractor Purchase

I am over fifty (well over) and have been looking at compacts to make my life easier but every time I get almost close enough, I lose some of my income, my Property taxes go even higher... So I don't get it because I figure I will just have to sell out and go to a smaller place where I won't need it..... And so it goes......

The issue is you have the big place and you need a bigger machine to maintain it, because you cannot do the work you could in your forties. But you put off the purchase because you think hey I really should move to a smaller place down in FL or out west. Some place cheaper than where you are now.

And if you are moving someplace smaller you need a big diesel to sell like a whole in the head.

Thanks for listening to my predicament.

So to put my problem in a question form. If you are only thinking of staying someplace that needs a tractor for a couple of years 2-3 max is it financially a bad idea? How can you sell a tractor without taking a real beating, I don't see any tractors for sale around here that aren't tag sales for garden tractors 20 + yrs old and that sounds like a beating.

Thanks for any imput






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 09-18-2003, 08:22 Post: 64239
Peters

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 Economics of Short Term Tractor Purchase

The only sure things in life are death and taxes.
I find it interesting as I have moved around 2 countries in NA how the tax structure is different but the amount paid over all is relatively the same.
In MA everyone complained about the price of gas in Canada. Yet, if you added up the road taxes and tolls you paid closer to $2 dollars a gallon vs $1.65 in Canada, with a moderately priced car and minimal use of the toll roads. Rather than having the one tax at the pump, you had a tax when you renewed your tags and another when you travelled on the roads or bridges.
It is the same in income tax free or sales tax free states. No income tax but your property tax is 6K on 150K house.
I think politician stay up nights trying to determine how they can pay less and slip the taxes by the rest of us.
Tax reduction? Pay less federally and increase state or local taxes to make up for the short fall.






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 09-18-2003, 08:38 Post: 64246
DennisCTB

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 Economics of Short Term Tractor Purchase

I live in New Jersey and we have some of the highest taxes in the country, both income and property. Property taxes in my town are about 2.1% of current market value, not assesed valuation. State taxes are about 3.8% with just about no deductions from gross

I think some of it is due to the fact that:

1)two of the countries largest cities, Phil and NY border it so we get the congestion but not the ratables.
2)Entitlement mentality runs high here
3)you have to go thru NJ to go from DC to Boston etc. We have the highest per capita police state in the country.

This leads me to a radical idea lets create some new states.

The new states will be:
1)Philly Cheese State (PCS)
2)Gotham State (for NYC)

PCS and Gotham will be formed by taking a compass and drawing a 50 mile radius circle around each. This way the ratables and will apply to the surrounding city.

We folks outside the perimeter will bask in the sun of low taxes forever ahhh how sweet.


Dennis






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 09-18-2003, 21:29 Post: 64284
Peters

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 Economics of Short Term Tractor Purchase

If you buy a used tractor for a good price you should only loose inflation. I have done it twice in the last 7 years. Just make sure you are buying at the right price.






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 09-19-2003, 08:51 Post: 64317
AC5ZO

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 Economics of Short Term Tractor Purchase

I have put a link on this post that will take you to some information about taxes in various states. It makes perfect sense to want to move to a state that uses your tax money in an efficient manner.

Nobody likes to pay taxes, but it is necessary. The difference in these costs is often a reflection of what the politicians have done with the money that they get from us. You have to be careful not to focus in on a single item like income tax. States and politicians have a way of getting their projects funded whether it is by property taxes, sales taxes, fees or other means.






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 09-19-2003, 10:05 Post: 64326
AC5ZO

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 Economics of Short Term Tractor Purchase

With respect to your rephrased question about whether it is financially sound to get a tractor for 2-3 years...Let me turn that around for the other perspective.

Can you afford not to have the tractor for two or three years? You can hire out heavy jobs...You can "break your back" doing tough chores...You can work you butt off and not see progress...

Since I have had my CUT, my back feels better, I get things done faster, and I have NO regrets about the purchase. In fact, I moved off of a farm decades ago and did not have a tractor. I got things done. (I think that I reinvented many of the techniques used by the pyramid builders ;-}) There were weekends when I would spend time laid up with a sore back or injured shoulder. Now, if I have heavy work to do, my first instinct is to get the tractor to do the work.

You can buy a used tractor as suggested. You can transport a CUT easily with an automobile hauling trailer. It is not difficult to transport a tractor several hundred miles, so you do not need to limit your search to the local neighborhood. A compact tractor can genuinely make your retirement years more enjoyable and more healthy.






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 09-19-2003, 10:21 Post: 64330
DennisCTB

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 Economics of Short Term Tractor Purchase

I found this site that compares costs across numerous states. Unquestionably, this site is pitching NC and SC, yet I have heard many good things about the cost of living there. Its also hard to find useful comparatives and this is a type that seems useful.

For me I wonder if the humidity would be unbearable, is it pretty much the same as NJ?

On Dennis
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Link:   Carolina Living Cost Comparison 

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 09-19-2003, 10:53 Post: 64335
AC5ZO

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 Economics of Short Term Tractor Purchase

Dennis, I have been in NJ in the summer and I can't imagine NC being that much worse. My wife grew up around Atlanta and it is hotter and just as humid there in GA, but further north is should be OK.

I like the desert. The humidity here now is about 20%.






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 09-19-2003, 12:12 Post: 64339
DennisCTB

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 Economics of Short Term Tractor Purchase

Mark,
You know when I put Costner with Eddie Murphy as full of themselves, I was thinking has Costner done anything better lately, and I forgot about Open Range. I've heard good things about the film also and wnat to see it.

I do think though that adding a super actor like Robert Duval definitely helped the picture.

Dennis






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 09-19-2003, 12:19 Post: 64340
DennisCTB

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 Economics of Short Term Tractor Purchase

I was trying to convince my wife that moving to Sedona NM or the higher elevations of Arizona could be great because of the low humidity.

Then she points out how with my skin being so fair that I have gotten some solar keratosis, so she says are you kidding, you cannot live someplace with no cloud or tree cover.

Have you always lived out west?

dennis






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