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Hi:<br>
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You need a lawyer if you aren't being treated right. Your insurance company will both try to minimize their loss and try to delay making payment as long as possible. That's just part of their business plan.<br>
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As a result, in order to receive what you have paid for, you need to being pressure to bear on them. My late father bought 2 annuity policies for his grandchildren ( my nephews) to fund their college education. He died in 2004 after a long fight with leukemia.<br>
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It was a national company, you see their ads on NFL and PGA broadcasts.<br>
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They squirmed violently trying to hold those two funds. They asked my bro to prove that the boys were his children with DNA tests, even tho they were specifically named in the policies. The probate lawyer pried the money from their cold hands in short order.<br>
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A co-worker of mine is being deposed next week in his mother's lawsuit. She bought a annuity years ago, and her company is claiming that she's only 72 instead of 82, so they won't have to pay her for 10 more years. If she dies first, they get off scott free!<br>
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So your insurance company is following their business plan. Get a lawyer, and get in touch with the state insurance commission in your home state and in the home state of the company, and perhaps in the state where the crime was committed. Your lawyer can advise on which of these would be most productive.<br>
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Frankly, since you just bought the equipment, what you paid established the value of the tools on the open market right then. No jury would allow them to slide on that, no matter what their "policy" states. They aren't allowed to have business practices which result in their not paying what they owe.<br>
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You shouldn't lose more than a normal deductable.<br>
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Good Luck!

Stolen Kubota L3000DT
Kubota Tractors
Replies 11 Post by JRinWV

Hi:

Around here in West Virginia it's all hillsides covered with oak and hickory woods. We have a couple of acres of long skinny fields between the road and the hill, and a couple more on top. I'm not much for acres of smooth grass, so that;s a good thing!

We've lived in a little cove hollow with oak trees right up to the house for 15 years. But now I've built a shop/garage and need to backfill that and gravel the road around it. I've used the hillside to build a road around to the back and access the upstairs garage door, and that will need gravel spread on it.

Since we're in a forest, I'm thinking about building a fence to keep the deer out and planting orchards of fruit and nut trees, this will keep me out of trouble when I retire next winter.

But there's no real fields like actual farms have, we just have acres of forest to live in. I'm not complaining, I love the hills and woods. We've got 90 acres we live on and one farm away (like half a mile or so) there's 110 more acres, with pretty good timber on it.

We're none of us interested in really timbering it, but cutting a few each year for the neighborhood sawmill, and using that to build furniture or cabinets with would be another thing to keep me out of trouble.

I have lots of hobbies, but working 50+ hours a week has kept me pretty busy for many years. I plan to indulge in all of them once I'm not leaving for work at 8 am every day and getting home at 6 or 7 pm!

We also bought 10 acres of bare desert in SE Arizona a couple of years ago, and I'm planning to learn to work adobe and build a winter camp out there, so I have lots of projects to look forward to. I am a little tired of the winter mud season!

Thanks,
JR

2007 BX24 questions
Kubota Tractors
Replies 4 Post by JRinWV