TSC - extended service plans: Tractor Implements  -- Tractor Attachments Implements 3ph Discussion Forum and Review TSC - extended service plans: Tractor Implements -- Tractor Attachments Implements 3ph Discussion Forum

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 04-15-2001, 11:05 Post: 26733
ThatGuy



Join Date: Nov 2010
Location: florida
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 TSC - extended service plans

I found this on the AOL personal finance area concerning Tractor Supply Co starting to offer extended service contracts on purchases. Althought the general opinion seems to be that TSC implements arent the best, the cost of the extended coverage may something to think about. Although there is no mention of the cost for this coverage.PRESS RELEASE - Edited for lengthNEW and Tractor Supply Company Join Forces To Provide Customers With Extended Service Plans Extended Service Plans Are AvailableAt All Tractor Supply Stores Nationwide DULLES, Va., March 29 /PRNewswire/ -- N.E.W. Customer Service Companies, Inc., (NEW), the nation's leading provider of product protection and information services, announced today that it has been selected by Tractor Supply Company to provide extended service plans for hundreds of products offered for sale at the company's 313 stores nationwide. The Power Plus Protection Plan covers mechanical or electrical failure, normal wear-and-tear, offers a "no lemon" guarantee and access to NEW's 24- hour a day, seven day a week customer service center. The plan provides three years of coverage for tractors, mowers, power tools, agricultural, farm and garden equipment, which are just a few of the items eligible for coverage under the Power Plus Plan. A one-year replacement plan is available for items under $200. The plans are fully insured, transferable and renewable.






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 04-16-2001, 06:34 Post: 26752
TomG

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Join Date: Feb 2002
Location: Upper Ottawa Valley
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 TSC - extended service plans

I'm not sure I'd be attracted to equipment simply because an extended warranty plan was offered. It's probably a good idea to like the equipment in its own right first. I think that extended warranty plans are best thought of as insurance. Insurance coverage is intended to protect against catastrophic loss—it also makes a profit for the company. Large organizations underwrite their own liability to avoid insurance costs. People are different, but for myself, I figure that if my equipment fails outside of warranty, I'll just pay for repairs or buy new ones. In effect, I’m underwriting my own loss. Sometimes, I'll win and sometimes I'll loose. However, over the long run, the total costs are likely to be lower than paying a company for extended warranty coverage. Of course, I could end up with a lemon. I also believe that equipment failures aren't linear over time. Failures due to manufacturing defects tend to happen fairly quickly and fall under factory warranty coverage. Failures after factory coverage are less common until the equipment's life expectancy is approached. The extended plans usually don't cover things that 'wear out.' In fact, an extended plan was offered when my wife bought a car. After asking the dealer a few questions about the plan, it was kind of hard to figure out what it did cover. Anyway, if an extended plan sounds like a good idea, figuring out exactly what is covered seems like a good idea.






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 04-16-2001, 14:29 Post: 26764
Bird Senter

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 TSC - extended service plans

I agree, TomG. It's just like any other insurance policy. First you need to know exactly what is covered and what isn't, and then if you happen to be one of the unfortunate few who uses it, it was a good idea, but usually not. I've bought two extended warranties on new vehicles in my life (and think that was a mistake both times), have never bought them on anything else.






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