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Discussion Boards > Active Subjects > Messages as Posted > Kubota Review Forum

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 03-21-2003, 07:44 Post: 51553
Harold D.
2003-03-21 07:44:02
Post: 51553
 Insurance for tractor

I recently purchased a Kubota 2710HST and need to provide insurance for it since I've financed it through Kubota credit. Any recommendations? Allstate (who I have home and auto with) won't cover it.






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 03-21-2003, 08:01 Post: 51555
Yerbyra



Join Date: Jul 2003
Location: Opelika Alabama
TractorPoint Premium Member -- 5 Tractors = Very Frequent Poster
Posts: 32
 Insurance for tractor

Harold,try State farm,they put my tractor on my home owners as long as I used it ONLY on my property!






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 03-21-2003, 09:05 Post: 51560
DRankin



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Join Date: Jan 2000
Location: Northern Nevada
TractorPoint Premium Member -- 5 Tractors = Very Frequent Poster
Posts: 5105
 Insurance for tractor

State Farm sent a rider to Kubota Credit for my tractor at no charge to me. It is covered under my homeowners policy.






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 03-21-2003, 11:34 Post: 51564
slowrev



Join Date: Jul 2003
Location: Winchester , KY
TractorPoint Premium Member -- 5 Tractors = Very Frequent Poster
Posts: 231
 Insurance for tractor

Try Farm Bureau insurance.






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 03-21-2003, 14:32 Post: 51571
DAVER
2003-03-21 00:00:00
Post: 51571
 Insurance for tractor

I used Farm Bureau. They can write policy for tractor only






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 03-21-2003, 17:55 Post: 51579
deerefan
2003-03-21 00:00:00
Post: 51579
 Insurance for tractor

I think you may have some bad information. Most (if not all) homeowners policies will cover the tractor under the following circumstances:

1. It is only used on your property.
2. It is not covered for rollover.
3. It is not transported on any trailers.
4. It is not altered from factory specs.

I recently also financed through Kubota credit and my insurance company (State Farm) covered it under the above guidelines, at NO EXTRA CHARGE. You will have to uncheck the 2 boxes on the Kubota farm applying to upset and collision. Just beware it is not covered when hauling it or if it turns over. It is covered for fire/theft. If they give you any trouble tell them they can insure it from those problems if they are worried about it. That quieted them down quickly and they accepted the altered form.






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 03-21-2003, 20:05 Post: 51582
patrick c
2003-03-21 00:00:00
Post: 51582
 Insurance for tractor

Beware. Is it really covered under your home owners? Many insurance companies due to the bad investments and recent claims have made changes in policies. Most home owners policies will cover your lawn tractor if it is on your property. Most will not cover your tractor if your are in a right-of-way, side ditch or when your put it on a trailer. Please be sure to question your agent in detail.
Also check your liability coverage for mowing a ditch.






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 03-21-2003, 22:40 Post: 51590
soarkrebel



Join Date: Jul 2003
Location: arkansas
TractorPoint Premium Member -- 5 Tractors = Very Frequent Poster
Posts: 15
 Insurance for tractor

I have a personal articles policy with state farm for my tractor and all implements. worth the money for ease of mind.






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 03-22-2003, 07:32 Post: 51600
ruger454



Join Date: Jul 2003
Location: lapeer, MI
TractorPoint Premium Member -- 5 Tractors = Very Frequent Poster
Posts: 39
 Insurance for tractor

I have my tractor insured through citizens and I have it "scheduled" for a given price and that includes trailering and off property use as long as it is not used for a business. It is $50.00 a year.






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 03-24-2003, 07:50 Post: 51744
Harold D
2003-03-24 00:00:00
Post: 51744
 Insurance for tractor

Thanks to all for your input.

After further investigation (and education of my agent), they do cover it under my homeowners as long as it's under 40hp and is used to service my property.






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Discussion Boards > Active Subjects > Messages as Posted > Kubota Review Forum

Thread 51553 Filter by Poster:
DAVER 1 | deerefan 1 | DRankin 1 | Harold D 1 | Harold D. 1 | patrick c 1 | ruger454 1 | slowrev 1 | soarkrebel 1 | Yerbyra 1 |




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